Your health coverage should work for you—not the other way around
Tired of skyrocketing health insurance premiums, limited networks, and coverage that feels more like a headache than a safety net? You’re not alone. Traditional health insurance isn’t always the best fit—especially for healthy individuals looking for a smarter, more cost-effective approach.
That’s where alternative, innovative programs come in. By leveraging these plans for major medical expenses and pairing them with supplemental coverage like an accident plan, you can cut your monthly healthcare costs significantly while ensuring you’re protected against the unexpected.
Best coverage options for individuals
An affordable, flexible, and reliable alternative
There is a smarter, more affordable way to handle healthcare expenses that puts you in control while keeping costs low. Instead of being locked into high monthly premiums and restrictive networks, this approach offers flexibility, lower costs, and protection against major medical expenses..
The Smart Move: Pair your membership with an accident plan for even more complete coverage (more on that below!).
Accident & critical illness plans: A no-brainer addition
Even if you’re in excellent health, an accident or sudden illness can happen at any time. Traditional insurance can often leave you with sizeable deductibles and out-of-pocket costs for unexpected emergencies. That’s why accident and critical illness plans are a must-have.
Why This Combo Works: A health co-op covers big medical bills, while an accident plan ensures you’re not paying thousands out of pocket before cost-sharing kicks in.
Term life insurance: Protect your family’s future
You work hard to provide for your family. If something happens to you, will they be financially secure? Term life insurance ensures your loved ones are protected with a lump-sum payout if you pass away unexpectedly.
Many people overestimate the cost of life insurance, but it’s one of the most affordable and important financial tools you can have.
Traditional health insurance: The right fit for some
While many individuals can benefit from a health co-op and accident plan, there are cases where traditional insurance makes more sense. If you:
…I can help you find the right major medical plan that fits your budget and needs.
Boost your coverage with direct primary care (DPC)
Want unlimited doctor visits, longer appointment times, and direct access to a doctor without the red tape? Consider joining a Direct Primary Care (DPC) clinic.
DPC doctors offer:
DPC pairs perfectly with a health co-op + accident plan, giving you concierge-level healthcare without the high costs of traditional insurance. Learn more about DPC.
Ready to explore your options? Let’s talk.
Everyone’s healthcare needs are different. I’ll help you navigate your options and find the best coverage for you—without wasting money on things you don’t need.
Get a FREE consultation today